What We Do

Ultimately, your goal is to provide members with superior business loans without paying too much for the extra back-office expenses and personnel. MBL can help you meet that goal.

Get a Head Start on Reaching Your Business Lending Goals

You’ll be able to accelerate past the competition, because we’ve already blazed a path for you. As a leader in business lending, MBL brings you:

• Nearly 100 combined years of experience in the small business loan market
• A broad network of contacts within the commercial lending and credit union industries, as well as within the government
• A thorough understanding of secondary and securitization markets
• The ability to offer business loans of all types and amounts right out of the gate

You’ll also have peace-of-mind knowing that the number one credit union business lending CUSO in the country is on your team. And we have the track record to prove it. MBL participants enjoy top rankings in SBA loans granted by credit unions participating in 7(a) loan programs.*

• 6 of the top 10 credit unions are MBL participants
• MBL participants produced 46% of all credit union 7(a) loans

*Federal fiscal year to date (October 2009 – December  2009)

Get More for Your Dollar with Shared Resources and
Shared Costs

Since we’re a group of credit unions, we’re able to pool our resources, which means we can maximize member business lending expertise, efficiency and quality. It also means we can save you time and money because you won’t have to develop the complex infrastructure required to enter the business loan market (we’ve already built it for you!). Add to that our highly-specialized staff and you’re looking at some tremendous savings and expertise. Here are just a handful of ways we can help boost your bottom line:

• Cost Savings—you can save 83% of the cost to establish and operate an independent member business lending department by sharing the cost of a fully-staffed business department with other credit unions
• Improved Returns—substantially increase your Return on Asset by utilizing our extensive resources and experience.
• Effective Regulatory Cap Management—SBA loans reduce the portion of loan that counts against the regulatory loan limits, making more capital for available for growth
• Minimized Lender Losses—MBL’s experience and proven track record in managing portfolio risk is unsurpassed, producing default rates that are among the lowest in the nation
• Improved Liquidity—MBL’s secondary market resources can be utilized to quickly sell individual loans or entire portfolios to maximize liquidity.

Join MBL